Bridging Loans
Up to 85% LTV
Same day lending decisions
Loans from £50,000 - £50 million
Repayment terms from 1-24 months
Wide range of lenders and interest rates
Get your free, tailored phone quote today!
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.
We are a loan broker Authorised and Regulated by the Financial Conduct Authority (FCA).
Some bridging loans are unregulated, which means they are not subject to the protections of regulation, including; supervision by the Financial Conduct Authority (FCA) which helps to protect consumers against bad advice, and being covered by the Financial Services Compensation Scheme (FSCS).
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Why choose a bridging loan?
Bridging loans are a short-term funding solution, which can be helpful if you need to raise funds for a project quickly.
Essentially, it helps people gain the funding they need to undertake their plans, before they have secured longer term finance.
For example, if you want to purchase a new property but you have not sold your current house, then a bridging loan could be used to help you fund the purchase. Once you sell your house, you can use the proceeds to pay back your loan.
These loans can be used for a wide range of purposes including: property purchases, refurbishments, capital raising, development funding and much more.
Bridging loans are secured against a property, which can be either a residential or commercial property you own, often requiring no monthly repayments to be made until the end of the term when the full balance is due. This means that lenders may be more flexible with their criteria, increasing your chances of qualifying.
It is always important to ensure you have a clear exit strategy to repay the loan at the end of the term, whether you are selling your property or moving to alternative finance.
As you would expect, the interest rates for short term finance is usually higher than longer term solutions.
Call us free on 0800 587 5136 and one of our team will discuss your options with you, whilst trying to help you form a plan to get the very best rate possible.
Why choose The Loans Engine
We ask independent review website Feefo to secure feedback from our customers, here is what they have to say about working with us:
"The Loan Engine dealt with my bridging loan, and I can honestly say that they were more proactive than me, which is saying something! I can't fault them at all - every time I rang, they knew exactly the latest position of my case, and were always helpful and polite. "
22 Jan 2024
"Great. Very helpful. Worked hard for us. Worth 5 stars. Use them anytime. "
17 Jan 2024
"They’re friendly and helpful start to finish sandip, emily thank you. From start to finish very helpful I will recommend to everyone thank you."
05 Jan 2024
"Excellent service from start to finish. They went the extra mile when complications arose, big shout out to Thisara. I can’t recommend them enough!"
12 Dec 2023
We can offer:
- Range of interest rates available, to keep your costs down;
- Repayment terms from 1 to 24 months, giving you flexibility;
- Quick, flexible finance, so you can start your plans right away;
- Range of products, to help you find a loan that meets your needs.