• Website – terms of use

    This website (https://www.theloansengine.co.uk), ‘Our site’ is owned and maintained by Central Loans Limited. By accessing and using our website you are agreeing to abide by the terms of this policy and conditions contained in our Legal and Privacy Notice. If you do not agree to abide by these terms and conditions, please stop using our website immediately.

    For more details of the personal data that We collect and use, the measures we have in place to protect personal data, your legal rights, and our legal obligations, please refer to our Legal and Privacy Notice.

  • About Central Loans Limited

    The Loans Engine is a trading name of Central Loans Limited.

    • Registered in England and Wales 4205508
    • Registered Office: St Crispins House, Duke Street, Norwich, NR3 1PD
    • Registered with the Information Commissioner's Office - Registration number Z5775723
    • Financial Conduct Authority - Firm Reference Number 708606
    • VAT number 765 3535 12
    • Telephone: 01923 280000
    • Correspondence address - The Loans Engine, 1st Floor, Building 2, Axis, Rhodes Way, Watford, WD24 4YW
    • E-mail: info@theloansengine.co.uk
  • Links to Other Websites

    Links to third party websites are provided solely for your convenience. When you use the links you are leaving our website. Please be aware that we are not responsible for the content of third party websites or for the privacy practices of the operators of such other sites.

  • Links to our Website

    We will allow third parties to link to our website only with our written consent. Consent will only be given if third parties agree:

    • not to use or alter any of our trademarks or intellectual property, particularly The Loans Engine logo, without our written consent;
    • not to imply that their products or services are endorsed by us;
    • not to misrepresent their relationship with us; and
    • that their website does not contain anything that might negatively impact our reputation.
  • Intellectual Property

    The copyright and all other intellectual property rights in all material on our website, in our loan documentation and in our email communications are owned by Central Loans Limited. You may print and download extracts from it only if you do not modify documents or related graphics and our copyright and trade mark notices appear in all copies. Otherwise no part of our website may be reproduced or stored without our prior written permission.

  • Provision of Service

    While we endeavour to ensure that our website is available 24 hours a day, access to it may be suspended temporarily and without notice, for example in the case of system failure, maintenance or other reasons beyond our control. We are not liable if the website is unavailable for any period of time.

  • Disclaimer

    We endeavour to ensure that the information on our website is correct and up to date. However, we do not warrant the accuracy and completeness of material on the website. We may make changes to website content, or to products and prices described in it, at any time and without notice.

  • Liability

    Central Loans Limited excludes all liability and responsibility for any loss or damage that may result to you or a third party in connection with our website or use thereof. This includes loss or damage caused by viruses.

    Note that our liability is not excluded or limited for death or personal injury caused by negligence; fraud; misrepresentation or any liability which cannot be excluded or limited under applicable law.

  • Cookies

    Definitions and Interpretation

    In this Cookie Policy, unless the context otherwise requires, the following expressions have the following meanings:

    “Cookie”
    means a small file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site;
    “Cookie Law”
    means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 [and of EU Regulation 2016/679 General Data Protection Regulation (“GDPR”)];
    “personal data”
    means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data, as defined by EU Regulation 2016/679 General Data Protection Regulation (“GDPR”); and
    “We/Us/Our”
    The Loans Engine is a trading name of Central Loans Limited

     

  • How Does Our Site Use Cookies?

    All Cookies used by and on Our Site are used in accordance with current Cookie Law and are not used to collect personally identifiable information about you.

    Our Site may place and access certain first party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products and services. We have carefully chosen these Cookies and have taken steps to ensure that your privacy and personal data is protected and respected at all times.

    By using Our Site, you may also receive certain third party Cookies on your computer or device. Third party Cookies are those placed by websites, services, and/or parties other than Us. Third party Cookies are used on Our Site for collating analytical and statistical data on the use of our website.

    Cookies on Our Site will expire either; as soon as you close your browser, these are known as session Cookies, or at a predetermined period of time, these are known as persistent Cookies.

    Specific details of the Cookies that We use and their purpose, can be found in the table below.

  • Your Cookie Preferences
  • Consent and Control

    As described above, before Cookies are placed on your computer or device, you will be shown a banner, requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies, unless those Cookies are strictly necessary; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow or refuse different categories of Cookie that We use and can return to your Cookie preferences to review or change them at any time by clicking on ‘Cookie Consent’ in the footer.

    In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all Cookies or only third party Cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device. The links below provide instructions on how to control Cookies in all mainstream browsers:

    Google Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB

    Microsoft Internet Explorer: https://support.microsoft.com/en-us/kb/278835

    Microsoft Edge: https://support.microsoft.com/en-gb/products/microsoft-edge (Please note that there are no specific instructions at this time, but Microsoft support will be able to assist)

    Safari (macOS): https://support.apple.com/kb/PH21411?viewlocale=en_GB&locale=en_GB

    Safari (iOS): https://support.apple.com/en-gb/HT201265

    Mozilla Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-Cookies-website-preferences

    Android: https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DAndroid&hl=en (Please refer to your device’s documentation for manufacturers’ own browsers)

  • Changes to this Cookie Policy

    We may alter this Cookie Policy at any time. Any such changes will become binding on you on your first use of Our Site after the changes have been made. You are therefore advised to check this page from time to time. In the event of any conflict between the current version of this Cookie Policy and any previous version(s), the provisions current and in effect shall prevail unless it is expressly stated otherwise.