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Find the Secured Loan products you are most likely to get without harming your credit rating.

We are a loan broker Authorised and Regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Secured Loans

A secured loan, also called a homeowner loan, is a loan that is secured against your home like your mortgage.

Rates from 3.73%
Representative APRC 7.6% Variable

Representative Example: Based on borrowing £47,444 over 9 years. Fixed for 5 years at an annual interest rate of 5.63%, then variable. 60 monthly repayments of £560.96, then 48 monthly repayments of £554.39. Representative APRC 7.6%, total amount repayable £60,268.32. Includes a broker fee of £2,949 and a lender fee of £495.

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Unsecured Loans

For an unsecured personal loan you do not need to be a homeowner to apply, call us now on 0800 032 6394.

Rates from 5.75%
Representative APR 12.9%

Representative Example: Annual Interest Rate (fixed for 60 months) 12.20%, Representative 12.9% APR, based on borrowing £10,000 over 60 monthly repayments of £223.43, total amount repayable £13,405.80. Includes a lender fee of £0.

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What our customers say about us

"The second time we've used the Loans Engine now and they have always been excellent. Great service, offering invaluable advice..."

Mr K, Castleford
03 May 2017

"Both Tara and Gail made the process of getting my loan a pleasure rather than the horrendous task I thought it would be. Really friendly, helpful and patient!! A pleasure to deal with!"

Miss T, Leeds
25 Apr 2017

"Excellent customer service. Holly kept myself informed right the way through with regular updates."

Mrs R, Hull
19 Apr 2017

"Excellent all round service and to be able to deal with the same advisor was good."

Mr P, Ipswich
19 Apr 2017

"Great Service, brilliant broker! Tom, our broker, was exceptional. We received a great service and would highly recommend."

Mr A, St Albans
18 Apr 2017

"Lorraine's assistance was excellent and the speed of the set up was much appreciated. Thank you!"

Mrs D, Sutton
06 Apr 2017

"Very smooth process. The process was explained clearly and I was kept up to date with all developments as the application progressed."

Mr C, Halifax
06 Apr 2017

"First Class, would totally recommend. Very good service from Miriam who kept me informed & updated."

Mrs B, Westbury
05 Apr 2017

"Great Service. Arranged a loan for us and put a lot of work and effort into helping us."

Mr P, Aylesbury
05 Apr 2017

"Friendly, knowledgeable & exceeded expectations. What initially seemed to be a daunting process was made stress free & simple."

Mr N, Wetherby
30 Mar 2017

"Fantastic - would recommend to anyone. Absolutely brilliant service from start to finish."

Mr R, Camberley
28 Mar 2017

"Great Service. A great experience, I had a dedicated contact throughout the whole process who was quick to respond and kept me updated along the way. Would recommend."

Mr S, Bishops Stortford
27 Mar 2017

"Outstanding Service. The team at Loansengine, particularly Gail and Emily, were excellent. Thank you."

Mr B, Devizes
13 Mar 2017

"5 Star Service - Banks should take note."

Mr P, London
13 Mar 2017

"Excellent service by The Loans Engine. Comprehensive, trustworthy and reliable."

Mr C, Glasgow
10 Mar 2017

"Nice people to deal with! 5-star service and 5-star speed. Thank you Very much."

Mr L, Southminster
07 Mar 2017


Consolidation Loans


Can be used to pay off existing debts and transfer all payments into one manageable, monthly repayment.

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Home Improvement Loans


Whether to build an extension, upgrade your kitchen, a home improvement loan could give you the funds you need.

Compare Home Improvements Loans

Other Loans


A secured loan can help you expand your business, plan your wedding or budget for a luxury purchase.

Compare Other Loans