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Find the Secured Loan products you are most likely to get without harming your credit rating.

We are a loan broker Authorised and Regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Consolidation Loans


Can be used to pay off existing debts and transfer all payments into one manageable, monthly repayment.

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Rates from 3.75%
Representative APRC 7.3% Variable

Representative Example: Based on borrowing £40,590 over 10 years with 120 monthly repayments of 431.16. Annual Interest Rate 5.03% fixed for 60 months, then variable. Representative APRC 7.3%, total amount repayable £51,834.20. Includes a broker fee of £2,995 and lender fees of £595.

Home Improvement Loans


Whether to build an extension, upgrade your kitchen, a home improvement loan could give you the funds you need.

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What our customers say about us

"Tara and Holly are quite literally gods gift to 2nd Charge broking. Fast, efficient and down to earth."

5 stars

Mr H, Winchester
06 Nov 2018

"Their performance throughout was exemplary. All one wants in these situations is clear and regular communication."

5 stars

Mr F, Colchester
26 Oct 2018

"The Loans Engine were very easy to deal with throughout the process, I got a good deal on my loan and I was kept informed all the time."

5 stars

Mr A, Maldon
23 Oct 2018

"They were fully focused and constantly letting me know at which stage in the application we were at, everything went smoothly."

5 stars

Miss F, Cleveland
17 Oct 2018

"Very helpful. Always kept informed of what was happening and the money was in the account on the promised date."

5 stars

Mr B, Saxmundham
01 Oct 2018

"Unbelievable service, attention to detail first class, communication excellent. Would recommend"

5 stars

Mr K, Leicester
29 Sep 2018

"Very polite, friendly and reassuring and nothing was an issue. Very personable experience.."

5 stars

Mrs R, East Boldon
19 Sep 2018

"Excellent Service received from start to finish. Great communication and always felt our interests were being looked after."

5 stars

Mr G, London
19 Sep 2018

"Exceptional service. Very efficient.....Highly recommended."

5 stars

Ms M, London
18 Sep 2018

"They shopped around and found "bank-busting" interest rates, negotiated easy terms and workable repayments."

5 stars

Mr J, Milton Keynes
10 Sep 2018

"The Loans Engine went above and beyond to assist with my enquiry, the staff were amazing and kept me updated with every step of the way."

5 stars

Mr A, Corby
06 Sep 2018

"Advice given with confidence. Guided through the procedure which took just over a week ...I would highly recommend the service."

5 stars

Mr L, Lincoln
30 Aug 2018

"Very helpful and supportive to help us through the process and make it easy....Thank YOU"

5 stars

Mr M, Erskine
17 Aug 2018

"Real people with great dedication & compassion for the customer ensuring a huge worry has been lifted as a consequence."

5 stars

Mr B, Westbury
14 Aug 2018