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Find the Secured Loan products you are most likely to get without harming your credit rating.
We are a loan broker Authorised and Regulated by the Financial Conduct Authority.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Welcome to The Loans Engine
How can we help you today?
A secured loan, also called a homeowner loan, is a loan that is secured against your home like your mortgage.
Rates from 3.94%
Representative APRC 7.3% Variable
Representative Example: Based on borrowing £52,944 over 24 years with 60 monthly repayments of £369.39 followed by 228 monthly repayments of £351.50. Annual Interest Rate 6.68% fixed for 60 months, then variable. Representative APRC 7.3%, total amount repayable £65,605.56. Includes a broker fee of £2,949 and a lender fee of £495.
Unsecured Personal Loans are available upto £25,000 and can be used for most purposes. Call us now on 0800 032 6394.
Rates from 5.75%
Representative APR 12.9%
Representative Example: Annual Interest Rate (fixed for 60 months) 12.20%, Representative 12.9% APR, based on borrowing £10,000 over 60 monthly repayments of £223.43, total amount repayable £13,405.80. Includes a lender fee of £0.
What our customers say about us
"The level of service provided was as good as it gets.."
Mr P, Oswestry
10 Jan 2018
"10/10 - So helpful all the way from start to finish"
Mr P, Ledbury
10 Jan 2018
"Very fast and efficient, great service and communication"
Miss C, Manchester
09 Jan 2018
"A loan was sourced in 3 hours and completed in less than 3 weeks."
Mrs B, Edinburgh
28 Dec 2017
"Professional. Persistent. Pleasant. And personal."
Mr F, London
22 Dec 2017
"Excellent service. 5* all round, constant contact and updates and superb efficiency."
Mr T, Swadlincote
14 Dec 2017
"Very efficient and prompt service with no holdups. Would highly recommend The Loans Engine to others."
Mr R, Staines-Upon-Thames
12 Dec 2017
"All the staff were great at making what could be a stressful experience as easy as possible.."
Mr R, Somerset
30 Nov 2017
"Fantastic experience, amazingly helpful and knowledgeable people."
Mr S, Machester
17 Nov 2017
"Outstanding Company. Would recommend all day long, extremely good customer service."
Mr G, Leigh-On-Sea
14 Nov 2017
"Excellent service from start to finish. Would definitely recommend."
Mrs J, Crewe
31 Oct 2017
"Excellent communication, incredibly efficient service. They also took time to explain all the available options."
Mr A, London
24 Oct 2017
"An excellent service. We loved the efficient and prompt manner in which we were dealt with."
Mr C, Colchester
20 Oct 2017
"Great Service, would use again. Friendly Staff who could be contacted and spoken directly with."
Mr C, Gwent
12 Oct 2017
"I can't rate The Loans Engine highly enough. Would I recommend The Loans Engine? Definitely."
Mrs S, Coulsdon
25 Sep 2017
"Great Service, Prompt, Reliable and Informative! Prompt and conscientious, helpful with regular feedback. I shall certainly be recommending them."
Mr B, Somerset
22 Sep 2017
"Superb communication and support. The service was exceptional...which took a lot of pressures away from me during what can be a stressful time."
Mr E, Snodland
20 Sep 2017
"The staff were extremely efficient and thorough. I would highly recommend using them to people I know."
Ms W, Leeds
15 Sep 2017
"What an excellent service. From start to finish they dealt with everything professionally and speedily."
Mr M, Berkhamsted
04 Sep 2017
"I would recommend a friend to use this service. All the people I dealt with was helpful and knowledgeable."
Miss H, Barking
01 Sep 2017
"Superb - Loans Engine. If you are after a loan, do yourselves a favour and go with the Loans Engine."
Mr S, Loughton
18 Aug 2017
"So friendly and not judgemental. Nothing was too much trouble."
Miss H, Ossett
21 Aug 2017
"Very Helpful and Excellent Service. They were very excellent in there job and would recommend the brilliant service."
Mr P, Hastings
10 Jul 2017
"Recommended. Attentive, prompt and thoroughly professional"
Mr C, Sleaford
07 Jul 2017
"Fantastic Service. Brilliant service, support and great communication."
Mrs R, Sheffield
06 Jul 2017
"First class, professional managed service A+++ All the people that I dealt with were total professionals."
Mr C, Burton-on-Trent
29 Jun 2017
"Five Star Customer Service. ...the best customer service experienced in years."
Ms O, Rochester
27 Jun 2017
"A brilliant company to recommend to help! Highly recommended."
Mr M, Rochester
27 Jun 2017
"Loans Engine Experience. I was very happy with the service that I received from The Loans Engine."
Miss M, Middlesbrough
16 Jun 2017
"The second time we've used the Loans Engine now and they have always been excellent. Great service, offering invaluable advice..."
Mr K, Castleford
03 May 2017
"Both Tara and Gail made the process of getting my loan a pleasure rather than the horrendous task I thought it would be. Really friendly, helpful and patient!! A pleasure to deal with!"
Miss T, Leeds
25 Apr 2017
"Excellent customer service. Holly kept myself informed right the way through with regular updates."
Mrs R, Hull
19 Apr 2017
"Excellent all round service and to be able to deal with the same advisor was good."
Mr P, Ipswich
19 Apr 2017
"Great Service, brilliant broker! Tom, our broker, was exceptional. We received a great service and would highly recommend."
Mr A, St Albans
18 Apr 2017
"Lorraine's assistance was excellent and the speed of the set up was much appreciated. Thank you!"
Mrs D, Sutton
06 Apr 2017
"Very smooth process. The process was explained clearly and I was kept up to date with all developments as the application progressed."
Mr C, Halifax
06 Apr 2017
"First Class, would totally recommend. Very good service from Miriam who kept me informed & updated."
Mrs B, Westbury
05 Apr 2017
"Great Service. Arranged a loan for us and put a lot of work and effort into helping us."
Mr P, Aylesbury
05 Apr 2017
"Friendly, knowledgeable & exceeded expectations. What initially seemed to be a daunting process was made stress free & simple."
Mr N, Wetherby
30 Mar 2017
"Fantastic - would recommend to anyone. Absolutely brilliant service from start to finish."
Mr R, Camberley
28 Mar 2017
"Great Service. A great experience, I had a dedicated contact throughout the whole process who was quick to respond and kept me updated along the way. Would recommend."
Mr S, Bishops Stortford
27 Mar 2017
"Outstanding Service. The team at Loansengine, particularly Gail and Emily, were excellent. Thank you."
Mr B, Devizes
13 Mar 2017
"5 Star Service - Banks should take note."
Mr P, London
13 Mar 2017
"Excellent service by The Loans Engine. Comprehensive, trustworthy and reliable."
Mr C, Glasgow
10 Mar 2017
"Nice people to deal with! 5-star service and 5-star speed. Thank you Very much."
Mr L, Southminster
07 Mar 2017
Can be used to pay off existing debts and transfer all payments into one manageable, monthly repayment.
Home Improvement Loans
Whether to build an extension, upgrade your kitchen, a home improvement loan could give you the funds you need.
A secured loan can help you expand your business, plan your wedding or budget for a luxury purchase.