Secured homeowner loans
- All credit histories considered;
- Loans from £5,000 to £1 million;
- 50% lower broker fee than others;
- Enquiring will not impact your credit score;
- You can borrow if employed, self-employed, retired or on benefits.
Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We specialise in mortgages from a range of lenders outside the high street, which can be ideal if high street options aren’t the right fit for you.
Why choose a secured homeowner loan?
If you're a homeowner looking to raise extra funds, a secured loan could be an option.
Why a secured homeowner loan may work for you:
✅Access larger loan amounts: Borrow from £5,000 up to £1 million, often more than what’s available through an unsecured loan.
✅ Keep your existing mortgage: Since it's a separate loan to your first mortgage, your current rate and term remain untouched.
✅ Flexible repayment terms: Spread repayments over 3 to 30 years, helping you manage your monthly costs.
✅ Use the funds for any purpose: Whether it’s debt consolidation, home improvements, a wedding, or a second property deposit, use the funds for any legal purpose.
✅ Save money on broker fees: Our broker fee is typically 50% lower than other major brokers. In fact, it’s one of the most competitive in the market, if not the lowest, meaning reduced costs for you without compromising service quality.
As with any secured loan, your home may be at risk if you don't keep up with repayments. Also, spreading repayments over a longer period could increase the total interest paid. To qualify, you must be a UK homeowner aged 18–85, earning at least £20,000 annually.
Call our experts today on 0800 587 8587 to see what you could achieve.
What our customers say:
We ask independent review website Feefo to secure feedback from our customers, here is what they have to say about working with us:
"Great to deal with. Excellent service, really attentive and friendly staff who worked hard in the background pushing things forward with third parties."
04 Aug 2025
"Really good to deal with, went above and beyond to make sure we were getting the best and most affordable deal."
26 Jun 2025
"Would just like to say how smooth the process was with the loans engine even though my case was a little more complicated, Paul Atkinson who was dealing with my application was really helpful all the way through responding to emails and phone calls straight away."
13 May 2025
"Very friendly and helpful team. Managed to borrow some money with low rates of repayment."
13 May 2025
We can offer:
- Fixed rates, so you can budget with ease;
- Competitive interest rates, to keep your monthly costs down;
- Quick lending decisions, so you can start your plans right away;
- Range of products, to try and find you a loan that meets your needs;
- Premium service with a broker fee typically 50% lower than others;
- A qualified advsior who will guide you through the process and handle the work for you.