Secured loans
- All credit histories considered;
- Loans from £5,000 to £1 million;
- 60% lower broker fee than others;
- Enquiring will not impact your credit score;
- You can borrow if employed, self-employed, retired or on benefits.
Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We specialise in mortgages from a range of lenders outside the high street, which can be ideal if high street options aren’t the right fit for you.
Why choose a secured loan?
If you're a homeowner looking to raise extra funds, a secured loan could be an option.
Why a secured loan may work for you:
✅Access larger loan amounts: Borrow from £5,000 up to £1 million, often more than what’s available through an unsecured loan.
✅ Keep your existing mortgage: Since it's a separate loan to your first mortgage, your current rate and term remain untouched.
✅ Flexible repayment terms: Spread repayments over 3 to 30 years, helping you manage your monthly costs.
✅ Use the funds for any purpose: Whether it’s debt consolidation, home improvements, a wedding, or a second property deposit, use the funds for any legal purpose.
✅ Save money on broker fees: Our broker fee is typically 60% lower than other major brokers. In fact, it’s one of the most competitive in the market, if not the lowest, meaning reduced costs for you without compromising service quality.
As with any secured loan, your home may be at risk if you don't keep up with repayments. Also, spreading repayments over a longer period could increase the total interest paid. To qualify, you must be a UK homeowner aged 18–85, earning at least £20,000 annually.
Call our experts today on 0800 587 8587 to see what you could achieve.
What our customers say:
We ask independent review website Feefo to secure feedback from our customers, here is what they have to say about working with us:
"From start to finish the whole process was gruelling but made SO much easier by Marysia and Leah. Leah is super friendly, nothing is ever too much hassle and always did everything she could to put us at ease and worked tirelessly to get us over the finish line and secure our Mortage."
02 Nov 2025
"I felt I was in such safe hands with Georgina and Emily. I spoke to them regularly, daily sometimes, and although my conveyancing took a while, I was kept informed and helped every step of the way with their expert and friendly communication. "
11 Oct 2025
"Excellent. Thoroughly helpful during the whole process."
04 Oct 2025
"I don’t need do anything until the completion. They do everything. Very easy. "
26 Sept 2025
We can offer:
- Fixed rates, so you can budget with ease;
- Competitive interest rates, to keep your monthly costs down;
- Quick lending decisions, so you can start your plans right away;
- Premium service with a broker fee typically 60% lower than others;
- Range of products, to try and find you a loan that meets your needs;
- A qualified advsior who will guide you through the process and handle the work for you.