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Why use The Loans Engine?

We understand that finding the right finance solution is a big decision. So, it’s natural to feel overwhelmed when choosing a broker, especially when fees are involved.

To help you make an informed choice, here’s some of the benefits you may get when working with us.

Please note, many of the loans we offer are secured against property. This means your property could be at risk if you don't keep up with repayments.

The benefits of The Loans Engine

The benefits of The Loans Engine

Nearly 40 years of experience

Nearly 40 years of experience

We’ve been in the finance industry for nearly four decades, and we’ve experienced many market changes along the way. This experience means we can navigate a wide range of cases, no matter how complex. So, we may be able to find the right solution for you.

CeMAP qualified team

Our advisors are CeMAP qualified and many have over 15 years of experience. This means you’ll get expert guidance tailored to your needs. If we can’t help, we’ll be upfront with you. Your time is valuable, and we believe in being transparent about what we can and can’t do.

CeMAP qualified team
Advanced technology

Advanced technology

Over 10 years ago, we developed our own product sourcing and underwriting technology. This helps us quickly identify the options we have available for you. So, we’ll be able to give you a clear and fast answer on whether we can help. While our technology helps us find and recommend solutions, the complexity of your case may affect the final outcome. 

We strive to do the right thing

As an FCA-authorised and regulated firm, we follow strict rules and regulations to keep you protected. But we go beyond compliance. One of our core values is doing what’s right for you, putting your needs first in everything we do. Please note that commercial mortgages, certain bridging loans and certain loans for business purposes are not regulated by the FCA. 

We strive to do the right thing
Strong lender relationships

Strong lender relationships

Over the years, we’ve built strong relationships with our lenders, many of whom offer us semi-exclusive products because of our high quality service and loyalty. This means we sometimes have access to rates that might not be available elsewhere. However, we don’t favour any lender, we always consider the entire panel to try and find a solution that best fits your needs.

Award-winning partner

We’re proud to have won the Feefo Platinum Trusted Service Award for four years running, along with several other industry awards. These awards reflect the high standard of service we provide, but don’t just take our word for it, our customer reviews say it all.

Award-winning partner

Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We do not offer mortgages from high street lenders, so you should apply there first. If you were rejected, we may be able to help you.

What our customers say about us

 
 
 
 
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"Great to deal with. Excellent service, really attentive and friendly staff who worked hard in the background pushing things forward with third parties."
Mr M, UK
04 Aug 2025
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"Really good to deal with, went above and beyond to make sure we were getting the best and most affordable deal."
Mr H, UK
26 Jun 2025
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"Would just like to say how smooth the process was with the loans engine even though my case was a little more complicated, Paul Atkinson who was dealing with my application was really helpful all the way through responding to emails and phone calls straight away."
Mr W, UK
13 May 2025
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"Very friendly and helpful team. Managed to borrow some money with low rates of repayment."
Mrs K, UK
13 May 2025
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