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A little bit about us

The Loans Engine is a specialist finance broker, which helps customers across the UK find the right financial solutions.

Over the last 35 years, we’ve helped thousands of customers get the loans they need, even those who have been turned down for credit elsewhere.

The Loans Engine is a trading name of Central Loans Limited, a wholly owned subsidiary of Norfolk Capital Limited. Norfolk Capital Limited includes companies that provide different finance products, such as mortgages, secured loans, homeowner unsecured loans and car finance.

about us

What we do

Our team takes the hard work of searching for a loan off your hands. Using our unique sourcing and underwriting tool, our experts search through our panel of specialist lenders to find you a suitable product. We don't lend money ourselves.

If we find a product, our experts will guide you through the process, and ensure you stay informed every step of the way.

The products we specialise in are:

  • Asset finance;
  • Secured loans;
  • Bridging loans;
  • Development finance;
  • Complex buy to let mortgages;
  • Specialist first charge mortgages;
  • Commercial and semi-commercial mortgages.

Unlike some brokers, we won’t search for a product from one of our preferred lenders. Instead, we compare solutions from lenders across the market to find a product that meets your needs (not ours).

We know that finance is personal to you and making the right decision is important. Therefore, our advisors are all CeMAP qualified and are monitored regularly to make sure they are always doing the right thing.

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Our Lenders

We work closely with a wide range of specialist lenders to offer loans on their behalf. Many of our lenders don’t sell loans directly to customers, so they work with brokers like us instead.

Sometimes we have exclusive relationships with lenders, which means we may be able to offer you rates that you may not get elsewhere.

 

Aldermore

Central Trust

EquiFinance

Evolution Money Limited

Kensington Mortgages

Mercantile Trust

Norton Finance Group

Pepper Money

Precise Mortgages

Scroll Finance

Selina

Shawbrook Bank

Spring Finance Ltd

Stepone Finance

Tandem

The Mortgage Lender

Together

United Trust

 

Our Application Process

To get started, simply call our team for free on 0800 032 4646.

Or, complete our quick online form to enquire.

application process

What our customers say about us

 
 
 
 
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"The Loan Engine dealt with my bridging loan, and I can honestly say that they were more proactive than me, which is saying something! I can't fault them at all - every time I rang, they knew exactly the latest position of my case, and were always helpful and polite. "
Mrs W, Bordon
22 Jan 2024
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"Great. Very helpful. Worked hard for us. Worth 5 stars. Use them anytime. "
Mr H, York
17 Jan 2024
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"They’re friendly and helpful start to finish sandip, emily thank you. From start to finish very helpful I will recommend to everyone thank you."
Mr S, Merthyr Tydfil
05 Jan 2024
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"Excellent service from start to finish. They went the extra mile when complications arose, big shout out to Thisara. I can’t recommend them enough!"
Mrs M, Leeds
12 Dec 2023
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