Finance News and Guides Blog by The Loans Engine
Things to consider as a first time landlord
Becoming a landlord for the first time is a big step, so we’ve summarized some of the key things you should consider before taking the leap…
Should I lock in to a fixed rate mortgage?
With interest rates rising you might be wondering whether you should lock in to a fixed rate mortgage. Our blog might help you decide…
What to consider when choosing a mortgage broker
Are you unsure what mortgage broker to choose? Here’s some key things you should think about to help you decide…
How to improve your chances of getting a mortgage
Are you worried about getting accepted for a mortgage? Improve your chance of success with our top tactics…
EPC rule changes – What does it mean?
Are you wondering what the EPC rule changes might mean for you? Keep reading to find out…
Tackling rises in the cost of living
Rising living costs might be putting pressure on your finances, so in this blog we’ve provided some tactics that might help you…
Is a holiday let a worthwhile investment for me?
Thinking about investing in a holiday let? Our blog highlights whether it’s a worthwhile opportunity…
A guide into government buying schemes
Interested in buying a property? This guide explores all the different government buying schemes that could help you…
Reasons to get a Bridging Loan
Wondering when you should use a bridging loan? This blog outlines when to consider getting this borrowing option…
How to get a mortgage when using a gifted deposit
Need some information on how a gifted deposit might impact your mortgage application? Our guide explains all you need to know…
Our guide to remortgaging your home
Ever wondered what remortgaging is? Our guide explains everything you’ll need to know about this option…
Loans and credit cards explained
Loans and credit cards are great borrowing options, but how do they differ? Check out our blog on the topic and get more information…
Soft and hard credit searches – What’s the difference?
Credit searches can be intimidating, particularly when you don’t understand what they are. To put your mind at ease, we’ve highlighted the differences between soft and hard credit checks, learn about it now…
Steps for how to budget effectively
Struggling to budget correctly? We understand those difficulties, so we’ve outlined how to budget effectively in this guide…
How to Cut your Everyday Bills
Cutting your every day bills can really help you to save money. If this is something you’re interested in, then keep reading to discover more…
Our Top Ten Tips to Save Money
Everybody wants to save more money, but how can you actually do it? This blog covers our ten top tips on how to save more each month. Click here to find out the answers today…
Misconceptions of Secured Loans
There’s lots of information online about Secured Loans, but not everything you see may be true. If you want to unravel some of these false beliefs about Secured Loans, continue reading…
A complete guide to debt consolidation
Debt Consolidation can help put people on a better path, but how exactly can you achieve it? Click here to find out how we help individuals consolidate their debt…
Home Improvement Finance
Home improvement finance - Having a home office has never been more important, but how can these spaces be financed? The answers are in our blog, keep reading to find out…
Interest rates simplified
Interest rates can greatly affect your loan repayments. Understanding the different types on the market is important. We’ve made this as simple as possible for you. Find out more…
Bridging Loans Guide for Borrowers
Want to learn more about bridging loans and if they are suitable for you? This guide covers all the basics of a bridging loan as a borrowing option…
Moving house with a loan secured on your property
Moving house with a loan secured on your property isn’t impossible. Read our blog to discover the options available to you and how you can continue with moving home…
Remortgages, further advances or secured loans
Knowing whether to get a remortgage, further advance or secured loan can be difficult. That’s why we’ve outlined the key differences between each method for you. Find out more…
Credit History
What is it and how do you build one? Credit histories give an insight into your recent and past financial behaviour, by highlighting your previous or outstanding debts and whether these were paid in the agreed time frame…
Secured Loans Guide
Secured loans are a funding option, where you borrow a set amount of money and will pay it back over an agreed time frame. The loan is secured against your property…
Secured vs Unsecured Borrowing
There are lots of borrowing options, which can make choosing a loan hard. Two options are secured and unsecured loans, but what's the difference between them?…
Home Renovations
Undergoing home renovations may seem like a large expense at first, but the returns gained from investing in your property can be substantial…
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