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Customer Charter

 
 
 
 

We’re dedicated to providing you with a range of competitive loan options tailored to meet your needs.

Our process is designed to make arranging your loan simple, transparent, and easy to understand. 

By doing so, we aim to earn your trust and confidence, with the goal of becoming the UK’s most respected independent specialist finance broker.

The values and behaviours that guide us 

  • Integrity - We expect everyone who works for us to act with unyielding integrity in everything they do. In short, we do what we say. We walk the talk. We do not accept in any circumstances a nod or a wink or turning a blind eye. We know where our moral compass takes us and we follow that route without compromise.
  • Honesty - We expect everyone who works for us to tell the truth and act honestly in all their dealings with each other and every client, partner and supplier. In short, we say what we do. Even if we know it will be painful to admit to failings or shortcomings. We always say it as it is.
  • Equality - We treat everyone who works for us as equal irrespective of age, gender, race, sexuality, ability or anything else. That means equality of opportunity, equality of care and equality of voice. Our group is built on a team ethos that recognises the value of the contribution of everyone on the team. The only hierarchy is that of the quality of the idea. The best idea always wins, whoever thinks of it.
  • Fairness - We treat our colleagues, clients, partners and suppliers fairly in all our dealings with them. We don’t seek to take unfair advantage, or exploit our position. We want the balance in every relationship to be mutually satisfactory. We want all relationships to be based on mutual benefit and a fair distribution and allocation of the rewards.
  • Openness and Transparency - We will be open and transparent in all communication, both internally and externally, with all stakeholders, including third parties. As appropriate and fair, we will share good ideas far and wide within the group.   Withholding and restricting information is a weakness in management – not a strength.
  • Humility - We carry out our business in a humble manner. We don’t need the recognition of our peers and the market. We will let the quality of what we do, the strength of our values and the feedback from our people and clients speak for us.
  • Service - We are here to serve our customers to the best of our ability and recognise that, if we add value and provide great service, we will lay the foundations of a successful business. Much is written about customer service. Little is understood.  We understand that great service is the root of our model.
  • Trust - We want our people, our clients and our partners and suppliers to trust us. For our people, we want to offer them sustainable careers, knowing that they work for a group that cares and that we will put them first. For our clients, we want them to know that they can trust the advice and products we offer on an unconditional basis.  For our partners and suppliers we want them to see us as trusted colleagues who work tirelessly to deliver mutually beneficial success.
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We will always:

1

Keep things simple

  • Communicate clearly and explain things in plain English
  • Help you understand our products and services
2

Keep things easy

  • Provide you with a dedicated, UK-based and well trained professional account manager
  • Contact you at a suitable time and provide you with regular updates
3

Keep things personal

  • Treat you as an individual
  • Help you choose the most appropriate loan for your personal needs

4

Keep things open

  • Listen to your views
  • Answer any questions honestly and deal with any problems quickly and fairly
5

Keep things professional

  • Treat you fairly with courtesy and respect
  • Observe the highest standards of integrity and professional standards

What our customers say about us

 
 
 
 
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"Excellent service and advice. The service was 1st class, they held our hands right through and explained everything very clearly."
Mr B, UK
16 Apr 2025
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"I had a great experience working with Loans Engine for my second charge mortgage. From the very beginning, their team was incredibly helpful, guiding me through the process with clear communication and professionalism. They arranged the loan efficiently, making everything smooth and hassle-free."
Mr G, UK
13 Mar 2025
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"Everyone we dealt with at the Loans Engine was incredible helpful, knowledgeable and understanding of the situation. Couldn’t recommend enough."
Mrs J, UK
12 Mar 2025
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"Delightful experience. They had a clear understanding of the process and were on top of everything till the disbursement."
Mr M, UK
08 Mar 2025
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