A little bit about us
We’re a specialist finance broker based in Watford, and we’re dedicated to helping customers across the UK find the right finance solutions.
With nearly 40 years of experience, we’ve helped thousands of customers get the loans they need, even those who have struggled to get credit elsewhere.
The Loans Engine is a trading name of Central Loans Limited, a wholly owned subsidiary of Norfolk Capital Limited. Norfolk Capital Limited includes companies that provide different finance products, such as mortgages, secured loans, homeowner unsecured loans and car finance.
What we do
We take the hard work of finding a loan off your hands. Using our unique sourcing technology, we search through a panel of specialist lenders to try and find a product that’s right for you.
As a broker, we don’t lend the money ourselves, but our aim is to make the process of finding a loan as easy as possible.
While we may not be able to help in every situation, we will always try our best to find a suitable solution for you. If we find you a suitable product, our experts will guide you through the process and keep you informed at every step.
The products we specialise in are:
- Asset finance;
- Secured loans;
- Bridging loans;
- Development finance;
- Specialist buy to let mortgages;
- Specialist first charge mortgages;
- Commercial and semi-commercial mortgages.
Unlike some brokers, we don’t limit our search to just a handful of preferred lenders. Instead, we compare options from a range of lenders to try and find a solution that best fits your needs, not ours.
We understand that finance is a personal decision, and getting it right is crucial. That’s why our advisors are CeMAP qualified and are regularly monitored to ensure they’re acting in your best interest.
Our lenders
We partner with a wide range of specialist lenders to offer their loans to you. Many of these lenders don’t deal directly with customers, so they rely on brokers, like us, to connect them with the right people.
In some cases, we have semi-exclusive partnerships with lenders, meaning we may be able to offer you rates that might not be available through other brokers.
Our application process
To get started, simply call our team for free on the number in the top right hand corner.
What our customers say about us
"Excellent service and advice. The service was 1st class, they held our hands right through and explained everything very clearly."
16 Apr 2025
"I had a great experience working with Loans Engine for my second charge mortgage. From the very beginning, their team was incredibly helpful, guiding me through the process with clear communication and professionalism. They arranged the loan efficiently, making everything smooth and hassle-free."
13 Mar 2025
"Everyone we dealt with at the Loans Engine was incredible helpful, knowledgeable and understanding of the situation. Couldn’t recommend enough."
12 Mar 2025
"Delightful experience. They had a clear understanding of the process and were on top of everything till the disbursement."
08 Mar 2025