A bridging loan is a short term loan, secured against property or land and is used to "bridge" the gap, until longer term finance is arranged or the security is sold. The key to a successful bridging loan application is a credible exit strategy.

Bridging loans can be arranged for any legal purpose and are typically used in the following scenarios:

  • Auction purchases
  • Secure a property quickly
  • Refurbishment (light and heavy)
  • Purchase uninhabitable properties
  • Where a short lease property cannot be funded in a conventional way
  • Capital raising
  • Development funding
  • Land purchase pre planning
  • Gifted transactions
  • To cover cash flow needs
  • Conversions and title splits
  • Site acquisition
  • Planning applications

The Loans Engine work closely with our lending partners to provide you with fast, flexible bridging solutions tailored to suit your needs.

For all bridging enquiries, please call our Bridging and Commercial Team on 0800 032 3535

We only arrange unregulated bridging loans, these loans are not regulated by the Financial Conduct Authority. 

Got a question or want to speak to an advisor?

Have a look at our FAQs page.

Call us FREE on 0800 032 3535 or complete our 'Contact Us' form and we will call you back.

Contact Us

Customer Testimonials

"Tara and Holly are quite literally gods gift to 2nd Charge broking. Fast, efficient and down to earth."

5 stars

Mr H, Winchester
06 Nov 2018

"Their performance throughout was exemplary. All one wants in these situations is clear and regular communication."

5 stars

Mr F, Colchester
26 Oct 2018

"The Loans Engine were very easy to deal with throughout the process, I got a good deal on my loan and I was kept informed all the time."

5 stars

Mr A, Maldon
23 Oct 2018

"They were fully focused and constantly letting me know at which stage in the application we were at, everything went smoothly."

5 stars

Miss F, Cleveland
17 Oct 2018

"Very helpful. Always kept informed of what was happening and the money was in the account on the promised date."

5 stars

Mr B, Saxmundham
01 Oct 2018

"Unbelievable service, attention to detail first class, communication excellent. Would recommend"

5 stars

Mr K, Leicester
29 Sep 2018

"Very polite, friendly and reassuring and nothing was an issue. Very personable experience.."

5 stars

Mrs R, East Boldon
19 Sep 2018

"Excellent Service received from start to finish. Great communication and always felt our interests were being looked after."

5 stars

Mr G, London
19 Sep 2018

"Exceptional service. Very efficient.....Highly recommended."

5 stars

Ms M, London
18 Sep 2018

"They shopped around and found "bank-busting" interest rates, negotiated easy terms and workable repayments."

5 stars

Mr J, Milton Keynes
10 Sep 2018

"The Loans Engine went above and beyond to assist with my enquiry, the staff were amazing and kept me updated with every step of the way."

5 stars

Mr A, Corby
06 Sep 2018

"Advice given with confidence. Guided through the procedure which took just over a week ...I would highly recommend the service."

5 stars

Mr L, Lincoln
30 Aug 2018

"Very helpful and supportive to help us through the process and make it easy....Thank YOU"

5 stars

Mr M, Erskine
17 Aug 2018

"Real people with great dedication & compassion for the customer ensuring a huge worry has been lifted as a consequence."

5 stars

Mr B, Westbury
14 Aug 2018