A Bridging loan is a short term loan, secured against property or land and is used to "bridge" the gap, until longer term finance is arranged or the security is sold. The key to a successful bridging loan application is a credible exit strategy.

Bridging loans can be arranged for any legal purpose and are typically used in the following scenarios:

  • Auction purchases
  • Secure a property quickly
  • To break a chain
  • Refurbishment (light and heavy)
  • Purchase uninhabitable properties
  • Where a short lease property cannot be funded in a conventional way
  • Capital raising
  • Development funding
  • Land purchase pre planning
  • Gifted transactions
  • To cover cash flow needs
  • Conversions and title splits
  • Site acquisition
  • Planning applications

We work closely with our lending partners to provide you with fast, flexible bridging solutions tailored to suit your needs.

We offer Regulated and Non-Regulated Bridging loans:

  • Regulated Bridging loans are secured on a property you are living in or intend to live in
  • Non-Regulated Bridging loans are useful for corporate entities or properties you are not going to live in

For all Bridging loan enquiries, please call our Bridging and Commercial Team on 0800 032 3535

Got a question or want to speak to an advisor?

Have a look at our FAQs page.

Call us FREE on 0800 032 3535 or complete our 'Contact Us' form and we will call you back.

Contact Us

Customer Testimonials

"Our contact was polite, professional and efficient at all times and made the process really straightforward."

5 stars

Mrs L, Chelmsford
01 Oct 2019

"The loans engine were helpful and friendly."

5 stars

Mrs D, Carshalton
27 Sep 2019

"There was always daily commutations either by email or phone you knew exactly what was happening.."

5 stars

Mrs C, Southwell
25 Sep 2019

"Josie and Holly went above and beyond to help with my remortgage...would highly recommend"

5 stars

Ms L, Poole
09 Sep 2019

"Would definitely recommend the Loans Engine for anyone with challenging mortgage requirements.."

5 stars

Mr R, Tiverton
02 Sep 2019

"We were always informed as to where things were and if anything was needed from us. I could not recommend more."

5 stars

Mrs S, Redditch
22 Aug 2019

"The service received from the loans engine from start to finish was faultless. I would be happy to recommend their services to anyone."

5 stars

Mr H, High Wycombe
12 Aug 2019

"The loans engine have been absolutely brilliant at helping us have better control of our finances...Highly recommend them."

5 stars

Mr H, Norwich
08 Aug 2019

"Cannot fault them in any way. Very knowledgeable and professional people!"

5 stars

Mr M, Manchster
23 Jul 2019

"Fantastic professional service and quick communication....wouldn't hesitate to recommend to anyone else"

5 stars

Mr M, Christchurch
09 Jul 2019

"Very helpful and we would definitely recommend them to anyone thinking of raising capital for other ventures."

5 stars

Mr M, Poole
02 Jul 2019

"Top company, top team and a great experience in all. Thank you."

5 stars

Mr F, Harwich
23 Jun 2019

"From start to finish staff at the Loans Engine were helpful and diligent in arranging my finance."

5 stars

Mr H, Bexhill-On-Sea
13 Jun 2019

"First time I have used this company and all I can say is Wow!"

5 stars

Mrs A, Horley
07 Jun 2019

"Fantastic service - the staff are really helpful and they are extremely diligent - I would definitely go back to them."

5 stars

Mrs C, Colchester
29 May 2019

"I felt like an individual who wasn't judged and can't thank them both enough. Thank you so much xxx"

5 stars

Mrs W, Portsmouth
23 May 2019

"Great service from start to finish, they held our hand every step of the way..."

5 stars

Mr H, Sittingbourne
16 May 2019

"Excellent service as my ratings show and i would recommend them to others."

5 stars

Mr T, Bexleyheath
01 May 2019

"I would have no hesitation in using Loans Engine again and would wholeheartedly recommend them to friends and families."

5 stars

Mr G, Brackley
09 Apr 2019

"I had to do no chasing as they were on the ball all the time and completed my deal in a fast and efficient manner."

5 stars

Mr B, Bracknell
26 Mar 2019

"I cannot thank them enough and we will be recommending in the future to anyone we know."

5 stars

Mrs G, Bristol
01 Mar 2019