If you are looking to borrow money to consolidate some existing debt, fund a home improvement project, finance a major purchase or a combination of the above, a Secured Loan could be the solution you need.

Homeowners can borrow up to £1,000,000 with terms available up to 35 years.

Rates start at 3.49% and fixed rates are available.

Secured Loans, also known as homeowner loans, are loans secured against your property, which means lenders see you as less risk, may charge lower rates than a personal loan and have a higher acceptance rate.

Why opt for a Secured Loan?

Here at The Loans Engine, we do not offer Personal Loans to our customers but the most you can normally borrow with this type of loan is £25,000 – you don’t have this restriction with a Secured Loan.

Maybe you have already applied for, and been refused, a personal loan. Secured Loans are not just based on a credit score, therefore there is a higher probability of acceptance for a loan.

You may be considering a Remortgage to raise finance but have been told you will lose your current low mortgage rate or have to pay a high Early Repayment Charge – with a Secured Loan we will leave your mortgage undisturbed.

You have applied to your mortgage company for a Further Advance but been told NO due to your credit score or the type of income you receive – we can find a Secured Loan product for most credit profiles and income types.

How Do I Compare Rates?

For a free, no obligation quote you can:

Call us on FREE on 0800 032 4646 or compare products online now.
Don’t Forget – making an enquiry will not affect your credit rating in any way!

Representative Example: Based on borrowing £33,320 over 14 years with 168 monthly repayments of £305.29. Annual Interest Rate 6.65% fixed for five years, then variable. Representative APRC 8.8%, total amount repayable £49,878.84. Includes a broker fee of £2,995, and lender fee of £300.

Quick Eligibility Calculator

Find the Secured Loan products you are most likely to get without harming your credit rating.

Got a question or want to speak to an advisor?

Have a look at our FAQs page.

Call us FREE on 0800 032 4646 or complete our 'Contact Us' form and we will call you back.

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