Debt consolidation calculator
Combining your debts into a single, manageable monthly payment could cut your monthly outgoings.
Use our free calculator to estimate your potential monthly repayments based on an indicative rate and see if you could lower your expenses.
Simply enter a few details about your current debts, and we'll show you:
- Your estimated new monthly repayment based on an indicative rate.
- Your possible monthly reduction.
Please note: The figures provided are for guidance only. Final terms will depend on a full review of your personal circumstances and are subject to a affordability assessment.
Why consolidate your debt?
- One monthly payment: No more juggling multiple due dates and different interest rates.
- Lower interest rate: You may qualify for a lower interest rate, which could help you save money.
- Boost your credit score: With just one repayment to keep track of, you may be less likely to miss payments, which could boost your credit score.
Be aware, consolidating your debts may extend the term and increase the total amount you repay. Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We do not offer mortgages from high street lenders, so you should apply there first. If you were rejected, we may be able to help you.
Ready to take the next step?
You’ve seen how much your monthly repayments could be (based on an indicative rate), now let’s explore what you might qualify for. Speak to one of our experts today or submit your details online and we’ll get in touch to talk through your enquiry.
0800 032 4646
Submit online enquiry
What our customers say about us
"Great to deal with. Excellent service, really attentive and friendly staff who worked hard in the background pushing things forward with third parties."
04 Aug 2025
"Really good to deal with, went above and beyond to make sure we were getting the best and most affordable deal."
26 Jun 2025
"Would just like to say how smooth the process was with the loans engine even though my case was a little more complicated, Paul Atkinson who was dealing with my application was really helpful all the way through responding to emails and phone calls straight away."
13 May 2025
"Very friendly and helpful team. Managed to borrow some money with low rates of repayment."
13 May 2025
