Debt consolidation calculator
Combining your debts into a single, manageable monthly payment could cut your monthly outgoings.
Use our free calculator to estimate your potential monthly repayments based on an indicative rate and see if you could lower your expenses.
Simply enter a few details about your current debts, and we'll show you:
- Your estimated new monthly repayment based on an indicative rate.
- Your possible monthly reduction.
Please note: The figures provided are for guidance only. Final terms will depend on a full review of your personal circumstances and are subject to a affordability assessment.
Why consolidate your debt?
- One monthly payment: No more juggling multiple due dates and different interest rates.
- Lower interest rate: You may qualify for a lower interest rate, which could help you save money.
- Boost your credit score: With just one repayment to keep track of, you may be less likely to miss payments, which could boost your credit score.
Be aware, consolidating your debts may extend the term and increase the total amount you repay. Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. We specialise in mortgages from a range of lenders outside the high street, which can be ideal if high street options aren’t the right fit for you.
Ready to take the next step?
You’ve seen how much your monthly repayments could be (based on an indicative rate), now let’s explore what you might qualify for. Speak to one of our experts today or submit your details online and we’ll get in touch to talk through your enquiry.
0800 032 4646
Submit online enquiry
What our customers say about us
"From start to finish the whole process was gruelling but made SO much easier by Marysia and Leah. Leah is super friendly, nothing is ever too much hassle and always did everything she could to put us at ease and worked tirelessly to get us over the finish line and secure our Mortage."
02 Nov 2025
"I felt I was in such safe hands with Georgina and Emily. I spoke to them regularly, daily sometimes, and although my conveyancing took a while, I was kept informed and helped every step of the way with their expert and friendly communication. "
11 Oct 2025
"Excellent. Thoroughly helpful during the whole process."
04 Oct 2025
"I don’t need do anything until the completion. They do everything. Very easy. "
26 Sept 2025
